Use our comprehensive calculators designed specifically for the Indian market to determine the right coverage, premiums, and financial planning for you and your family.
6
Smart Calculators
100%
Free to Use
₹
Indian Market
Accurate Results
Calculate the ideal health insurance coverage for your family based on Indian healthcare costs and demographics
Minimum Coverage
₹0
Recommended Coverage
₹0
Optimal Coverage
₹0
Calculation Breakdown:
Our calculator considers average hospitalization costs in Indian cities (₹50,000-₹2,00,000), family size, age-related health risks, city-specific healthcare costs, and pre-existing conditions to recommend coverage that protects you from 3-5 years of potential medical expenses.
Calculate your ideal term insurance sum assured using the Human Life Value method tailored for Indian families
Recommended Sum Assured
₹0
Estimated Monthly Premium
₹0
For 30-year policy term
Calculation Formula:
The HLV method calculates term insurance based on your income replacement needs, outstanding liabilities, future goals, and existing assets. Formula: (Annual Income × Years to Retirement) + Outstanding Loans + Future Goals - Existing Savings. This ensures your family maintains their lifestyle and meets financial goals even in your absence.
Calculate your monthly EMI for home loans and plan your budget effectively
Monthly EMI
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Total Interest
₹0
Total Amount
₹0
Principal Amount:
₹0
Interest Amount:
₹0
EMI = [P × R × (1+R)^N] / [(1+R)^N-1], where P = Principal loan amount, R = Monthly interest rate, N = Loan tenure in months. This calculation helps you plan your monthly budget and understand the total cost of your loan.
Calculate returns on your monthly SIP investments and plan your wealth creation journey
Total Investment
₹0
Estimated Returns
₹0
Maturity Value
₹0
Wealth Growth Over Time
Your ₹0/month investment will grow to ₹0 in 0 years at 0% return
SIP uses the power of compounding and rupee cost averaging to build wealth over time. The formula: M = P × [(1 + i)^n - 1] / i × (1 + i), where M = Maturity amount, P = Monthly investment, i = Monthly rate of interest, n = Number of months. Start early to maximize returns!
Plan and save for your child's higher education with inflation-adjusted calculations
Future Education Cost
₹0
In 0 years
Monthly SIP Required
₹0
Total Investment Needed
₹0
Planning Summary:
Education costs in India are rising at 10-12% annually. Starting early allows compound interest to work in your favor. Our calculator accounts for inflation and helps you determine the monthly investment needed to achieve your child's education goals, whether it's IIT, AIIMS, IIM, or studying abroad.
Calculate your monthly car loan EMI and plan your automobile purchase
Loan Amount
₹0
Monthly EMI
₹0
Total Interest
₹0
Total Payment
₹0
Calculate how much you need to save for a comfortable retirement in India
Required Corpus
₹0
Monthly SIP Needed
₹0
Total Investment
₹0
Retirement Planning Summary:
Financial advisors suggest you need 25-30 times your annual expenses as retirement corpus. This calculator uses inflation-adjusted calculations to ensure your purchasing power remains intact throughout retirement. Start saving early to leverage the power of compounding!
Calculate your income tax and potential savings under Section 80C for FY 2024-25
Total Tax Payable
₹0
Monthly Tax
₹0
Take-Home (Monthly)
₹0
Tax Breakdown:
Old Regime: Higher tax rates but allows deductions
under 80C (₹1.5L), 80D, HRA, etc. Best for those with many
deductions.
New Regime: Lower tax rates but no deductions (except
standard deduction of ₹50,000). Best for those with minimal
investments.